Online Banking with 1st Equity Bank
Online Banking
Please select from one of the options below.
- Enroll Today
Acknowledge our Electronic Disclosure and download your application form today.
- First Time Log In
Instructions and answers to your first time login to online banking.
- Security Awareness
Information about fraud prevention and security
Online Safety Practices
Users of 1st Equity Bank’s online banking system should follow the practices below to protect themselves online. Password Practices
- Don’t share your user ID or password with anyone. Make sure you safeguard your user ID and password information, and never leave it written down in an unsecured location.
- Consider using a secure password app to manage your passwords.
- Create strong passwords that contain a mix of uppercase letters, lowercase letters, numbers and special characters (!@#$%^&*). The longer the password the more secure your account and data will be.
- Create a unique user ID and password for each site that you visit. Don’t use the same identifying information on multiple websites. In the case that one website were to be breached, it will make it harder for hackers to access your data. This also prevents you from having to update all of your credentials if one site is compromised.
- Many websites force password changes every 30 or 60 days. If a website doesn’t do so, take the initiative and change your password on a regular basis.
- Monitor your account activity. Log in and view your online account activity on a regular basis and review periodic account statements to make sure they’re accurate, on a monthly or quarterly basis.
- Make sure you always log off from a website—don’t just close the page or “X” out.
- Secure websites have a web address that includes an “s” (https rather than http). If this is lacking, the site is not genuine. Don’t log in or conduct business on sites that may not be secure.
- Use your computer’s security monitoring software that includes anti-virus, anti-malware and firewall functions, and take advantage of security features like individual login accounts, when possible.
- Keep your computer’s system security up to date by applying patches and updates whenever they become available.
- Always enable passwords on your computer, wireless router or any other physical or wireless system.
- Business customers should periodically perform a self-identified risk assessment to evaluate the effectiveness of the controls in place to minimize the risks of online transaction processing.
- Business customers should understand the security features of the software and websites they utilize and take advantage of these features. Segregation of duties—the process of separating duties so no one person can perform all steps of a transaction—is an example of a very important security feature.
- Additional information at: https://www.ffiec.gov/cybersecurity.htm
FDIC Warning - Email Scam
The Federal Deposit Insurance Corporation (FDIC) has been notified that consumers have received emails that appear to the reader to be related to banking activities. The fraudulent emails request that the recipients respond to a notice from their bank to confirm an online payment to be made for products purchased. The link contained within the e-mail serves as a gateway to the fraudulent website. The fraudulent website is designed to look like a page from the FDIC’s authentic web page, where the individual is then directed to provide sensitive financial and personal information, such as bank or credit card numbers.
The use of this type of email scam, seeking to obtain sensitive information from individuals, is referred to as “phishing.” The FDIC provides information on its website that explains more about phishing and other types of fraudulent activity targeting consumers at: http://www.fdic.gov/consumers/consumer/alerts/index.html. The information on this site also provides consumers with tops on protecting personal information from these types of scams.